We took a stone kicked up by a big semi-truck that was in front of us, and it cracked the windshield. What a bite! Is that something that is generally covered in full by insurance, or does your deductible apply?
Generally I think it's covered. I mean, it was an accident so it should be covered. I think it would be under our policy after the deductible was met. I haven't tested our policy though, so I don't know how easy it would be.
If you have full glass coverage your insurance will cover it. If not you will have to pay whatever your deductible is for glass. I have always put full glass on all my vehicles.
I don't think we have ever tried to file it under insurance. The last time it happened, we called a guy that repairs the glass instead of replacing it. I don't remember how much it cost, but we've never had any problems from it.
